Tort Liability for the Central United States Earthquake Hazard

Abstract

Although the probability of a major earthquake is lower in the central United States than in California, the expected loss from a large earthquake may be higher because of extensive transportation infrastructure and inadequate preparations for what is perceived to be a low-frequency event. In many cases, low-cost precautions, such as gas shutoff valves, can reduce expected losses, and potential tort liability may facilitate implementation of seismic retrofit techniques. This paper discusses the seismicity of the central United States, possible tort liability, and available retrofit techniques to reduce liability.